15 Year Fixed Mortgage
Own your home sooner
Pay off your home in half the time and save thousands in interest with a 15-year fixed.
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Free 15 Year Fixed quote
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The lowdown
15 Year Fixed Mortgage — the essentials
Lower rates than a 30-year. Big interest savings. Quick, painless process.
A 15-year fixed-rate mortgage keeps the same rate and payment for 15 years — so you own your home free and clear in half the time.
Rates on 15-year loans are typically lower than 30-year loans, and you pay far less total interest, though the monthly payment is higher.
We’ll help you weigh the trade-offs, starting with a free quote.
Is it right for you?
Why a 15-year fixed?
Best if you can handle a higher payment and want to be mortgage-free sooner while paying the least interest possible.
Check if I qualify- Fixed rate for 15 years
- Pay off in half the time
- Big interest savings
- Conforming & jumbo
- Purchase or refinance
Good to know
Frequently asked questions
How much interest can I save vs a 30-year?
Often tens of thousands over the life of the loan, thanks to a lower rate and shorter term. We’ll show you the exact comparison.
Is the payment much higher?
Yes — the shorter term means a higher monthly payment. We’ll make sure it fits comfortably in your budget.
Can I refinance from a 30 into a 15?
Absolutely, and many owners do exactly that when rates or income allow.